{"id":4462,"date":"2024-05-02T22:57:19","date_gmt":"2024-05-02T22:57:19","guid":{"rendered":"https:\/\/shegerianconniff.com\/?p=4462"},"modified":"2024-05-02T22:57:19","modified_gmt":"2024-05-02T22:57:19","slug":"los-angeles-uber-accidents-knowing-your-rights-as-a-passenger-and-driver","status":"publish","type":"post","link":"https:\/\/shegerianconniff.com\/dev\/los-angeles-uber-accidents-knowing-your-rights-as-a-passenger-and-driver\/","title":{"rendered":"Los Angeles Uber Accidents: Knowing Your Rights as a Passenger and Driver"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">Since UberCab was founded in 2009, the transportation network company shortened its name to Uber and dominates the ridesharing market. In the fourth quarter of 2023, Uber had 150 million users each month in the 70 countries where it operates. That same year, more than 9.4 rides were completed leading to more than $37.5 billion in revenues.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Uber is a leading means for getting to and from destinations in Los Angeles. Whether it\u2019s a ride to or from LAX or a sober driver for a night out on the town, you want your ride or gig to go well. What happens if you\u2019re <\/span><a href=\"https:\/\/shegerianconniff.com\/dev\/practice_areas\/uber-accidents\/\"><span style=\"font-weight: 400;\">in an accident as an Uber driver or passenger<\/span><\/a><span style=\"font-weight: 400;\">? What are your rights?<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Understanding Uber\u2019s Insurance Coverage<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Uber requires its drivers to maintain personal insurance coverage at the mandatory minimum limits for collision and comprehensive. No driver is allowed to provide ride-sharing services through Uber without providing this proof of insurance.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">A driver\u2019s personal insurance covers your car when they\u2019re offline. Uber provides insurance to its drivers in the following amounts and at different times.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">When the driver is online and available for trips:<\/span><\/p>\n<ul>\n<li><span style=\"font-weight: 400;\">$50,000 per person and $100,000 per accident (Injury coverage)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">$25,000 (property damage)<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">When the driver is heading to pick up or currently transporting a passenger:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">$1 million for property damage and injuries to riders and third parties when the Uber driver is at fault.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Coverage for car repairs, minus a $2,500 deductible that\u2019s based on your personal coverage.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Uber drivers can pay for an Optional Injury Protection policy that covers the driver\u2019s injuries in an accident. Without this protection, an Uber driver\u2019s injuries may not be covered if the driver is found to be at fault.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Some state laws allow Uber to offer additional coverage, including hit-and-run accidents, under\/uninsured drivers, personal injury protection, and medical payments.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Your Rights as a Passenger<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">As a passenger, you\u2019re a client so Uber\u2019s insurance policy will cover medical expenses and damages to personal property. You have the right to seek medical attention and not worry about the expense.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Report an accident as soon as you can by signing into Uber and going through the help desk to access accident reporting. If you run into problems or find the driver or Uber is denying your rights as a passenger, seek an accident attorney to help you ensure fair treatment by the company or driver.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Consultations with an attorney are free, so it\u2019s in your best interest to seek representation. You may feel fine right now, but in the days following an accident, as the shock and adrenaline subside, you may notice that the adrenaline was masking pain. You could find you have injuries you didn\u2019t notice at first that make it hard to do your job or maintain your usual routine with your kids. Talk to an attorney who specializes in Uber accidents to protect yourself.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Your Rights as a Driver<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Uber drivers need to report accidents ASAP through the Uber driver app, online, or by phone. Do not delay this step. It\u2019s important to ensure insurance coverage applies as soon as possible. Uber can help you better understand what Uber insurance covers and what your personal insurance is responsible for.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Uber insurance doesn\u2019t cover the cost of a rental while your car is fixed or replaced. You\u2019ll need to figure out how to get around until you have a car again.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Uber will likely deactivate your account while the accident is investigated. If you rely on that income, it\u2019s going to be stressful. Make sure you talk to an Uber accident attorney to protect your rights and help you get back to work as quickly as possible.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">The Steps to Take in an Accident<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">If you\u2019re in an accident as a driver, make sure the passengers are okay, if you can. Call 9-1-1 to get paramedics and police to come to the accident scene.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">If you\u2019re able to walk around, take photos of the scene. Include damages to your car, other cars, and the surrounding area. If any witnesses have dash cams, see if they\u2019ll send you a copy of the file. If you have a dash cam, save the file and make sure it\u2019s uploaded to the cloud to avoid accidental deletion.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Bring up the Uber app and access the \u201cSafety Toolkit\u201d from the bottom left corner of your map to access \u201cReport a Crash.\u201d If preferred, you can also call support staff and access the Safety Incident Reporting Line. Do this as soon as you can. Keep updated on the progress of your report through the app\u2019s Crash Center.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Riders can also report accidents to Uber. Log in to Uber.com and access the help desk\u2019s accident reporting tool.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">As either the driver or passenger, if paramedics recommend being seen at the hospital. Do it. Insurance will cover medical expenses, and you don\u2019t want to get home, be all alone, and suddenly find out something is very wrong. It\u2019s better to go to the hospital and learn you\u2019re okay than be home alone and realize you have an injury that needs immediate medical attention.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Keep track of all of your bills from doctors, physical therapists, etc. Insurance pays for medical expenses related to the accident. When you get a bill, submit it as soon as possible.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">How Is Fault Determined?<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">California uses a pure comparative negligence system to determine fault in an accident. Damages are reduced based on the amount of negligence that is attributed to you. For example, you crash into another car that was slowing down, but that car didn\u2019t have its turn signal on. While you crashed into them, their failure to use a directional is partly to blame so you don\u2019t shoulder the full responsibility.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">This is important as it helps determine which insurance policy is used in an Uber accident. Uber\u2019s insurance isn\u2019t necessarily the insurance that pays out. If the other driver (third-party) is found to be 80% at fault, that third-party driver\u2019s insurance pays for 80% of the damages, and the Uber driver or Uber insurance covers the remaining 20%.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Get Help From an Uber Accident Attorney<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Protect yourself by getting help from an<\/span><a href=\"https:\/\/shegerianconniff.com\/dev\/contact-our-employment-law-firm-shegerian-conniff\/\"><span style=\"font-weight: 400;\"> Uber accident attorney<\/span><\/a><span style=\"font-weight: 400;\">. You may be completely new to the insurance claim process and following investigations, but an attorney has done this many times and has the expertise you need to ensure you are treated fairly throughout the process.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">When you work with a Los Angeles attorney specializing in Uber accidents, you\u2019re going to have an easier time navigating the challenging aspect of Uber insurance claims and compensation for your damages. Whether you\u2019re the driver or the passenger, contact<\/span><a href=\"https:\/\/shegerianconniff.com\/dev\/\"><span style=\"font-weight: 400;\"> Shegerian Conniff <\/span><\/a><span style=\"font-weight: 400;\">to get started. Our initial consultations are free, and you don\u2019t have to pay us upfront. Our payment comes from the award or settlement we negotiate for you.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Since UberCab was founded in 2009, the transportation network company shortened its name to Uber and dominates the ridesharing market. In the fourth quarter of 2023, Uber had 150 million users each month in the 70 countries where it operates. &hellip; <a href=\"https:\/\/shegerianconniff.com\/dev\/los-angeles-uber-accidents-knowing-your-rights-as-a-passenger-and-driver\/\">Continue reading <span class=\"meta-nav\">&rarr;<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":4463,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[15],"tags":[],"class_list":["post-4462","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Los Angeles Uber Accidents: Knowing Your Rights as a Passenger and Driver - Shegerian Conniff<\/title>\n<meta name=\"description\" content=\"What happens if you\u2019re in an accident as an Uber driver or passenger? 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